5 smart ways to bank with your smartphone

5 smart ways to bank with your smartphone The vast majority of Americans own smartphones. There’s no wonder then that mobile banking is popular as well. That popularity means you have a lot of mobile banking options to choose from and each…

Should I ladder to beat low CD rates?

Should I ladder to beat low CD rates? Certificates of deposit (CDs) can be a great way to earn a higher interest rate on the money that you have deposited at a bank. However, opening a CD usually means committing to locking up your money at…

Failed credit unions list: 2012-2020

Failed credit unions list: 2012-2020 National Credit Union Administration (NCUA) credit unions have only had two conservatorships/liquidations in 2020.This is fewer than the number of Federal Deposit Insurance Corp. (FDIC) bank failures…